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My Neighbors Tree Fell on My House. Who Pays?

With a simple search online, you can see that many homeowners have experienced the same exact problem: tree damage. While most issues can usually be fixed with the aid of a tree removal service, the trouble comes in when it’s not necessarily your tree. Every homeowner is responsible for their own trees.

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This includes keeping them a safe distance from their home, pulled out if they are dead, and keeping hazardous all limbs trimmed. A tree removal service handles all these issues with ease. But what happens if the tree that ends up damaging your house isn’t yours? Well, this video helps to shed a bit of light on the subject.

Ultimately, the answer to this question is very circumstantial. If the tree is alive and healthy, it may be the damaged homeowners insurance that covers the damage. If it is diseased, however, the neighbor with the diseased tree may be liable to cover the cost. Either way, each case is very different and there is no one-size-fits-all approach to the issues of neighborhood tree damage. The best way to prevent this from even being a thought is by keeping all your home trees healthy and a safe distance from residential homes.


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