The hot water handle came off in your hand. Although you had known for a long time that you needed to make some updates and repairs in your 20 year old home, the day the faucet literally fell off when you turned was the breaking point. That night you and your husband sat down and had a serious conversation. It started with a simple talk about faucet repair, but moved into a lengthy discussion about some whole house remodeling plans. You talked about everything from hot water heater replacement to upgrading the HVAC system in your home.
In the past, it has been your inattention more than money that has kept you from staying ahead of the projects in your home. With a newly create